Car Insurance In South Australia – Our comprehensive car insurance covers electric vehicles including battery, charging cables, wall chargers and connectors.
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Car Insurance In South Australia
From Insurer of the Year to Best in Claims, we are proud to have won numerous industry awards over the years.
Affordable Full Coverage Auto Insurance
It pays up to $20 million for damage to your car, as well as other people’s cars or property.
Covers accidental damage to someone else’s vehicle or property. Damage to your personal vehicle is not insured.
This is an overview of some of the features available on our comprehensive motor insurance and third party property damage insurance policies. These features apply to customers who purchase a new policy on or after September 9, 2021. Before deciding on this insurance, carefully review the PDS, which sets out the terms, conditions, limitations and exclusions.
Still not sure which option is best for you? See the comparison chart to see the benefits of comprehensive car insurance and third party property damage insurance.
Get A Third Party Car Insurance Quote
We offer Compulsory Third Party (CTP) insurance in NSW, QLD and SA. CTP insurance is required for vehicle registration.
We offer commercial vehicle insurance as part of your personal or small business insurance package.
Have you been in a car accident? Start your claim online or call 13 10 13. We have a team ready to help you 24 hours a day, 7 days a week.
There are many types of personal car insurance in Australia, such as third party property damage, third party property fire and theft and compulsory third party (CTP) which varies from state to state and territory.
Commercial Vehicle Insurance
We offer comprehensive auto insurance and third party auto insurance in all states. We also offer CTP insurance in NSW, QLD and SA.
Third party property damage and comprehensive motor insurance are not compulsory in Australia, but there are advantages to having them. If you choose not to take any of them, you may be responsible for any damage you cause to your vehicle or third party property.
If you’re not sure whether you need third party car insurance or comprehensive car insurance, visit our car insurance comparison page to find the right cover for you.
The cost of comprehensive and third-party car insurance is determined by a number of factors. When calculating your car insurance premium, we consider the following factors:
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You can get comprehensive car insurance and third party car insurance quotes online.
The excess is the amount you have to pay for the cost of the claim. Your policy document will show two limits: the Basic Limit and the Under 25 Driver Limit. The main benefit is the amount applied to each claim you make. Driver Under 25 Driver Excess is the amount added to the basic excess if the driver of your vehicle is under 25 years of age at the time of the accident. By listing the youngest driver on your policy, you can reduce the number of drivers under 25, but it can also increase your premium.
If you or the driver of your car were involved in an accident and you were not at fault and you can give us details of the at-fault party, you will not have to pay more.
If you have comprehensive car insurance, you can lower your premium by increasing your basic benefit. You may have to pay a higher amount in the event of a claim.
Car Hire South Australia
If your car is stolen, report it to the police as soon as possible and note the police report number when it is given to you.
Once the police have been notified, if you have comprehensive car insurance, submit an online application or call our complaints department on 13 10 13 and one of our friendly advisers will guide you through the claim process.
If you give permission to a family member and we agree, we can provide any information about your insurance policy and ask any questions on your behalf. Call 13 1000 to discuss what’s included in your insurance, family members can pay for your car insurance policy.
Do I need to tell you that I am teaching my child to drive an insured car?
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No. For customers with comprehensive motor vehicle or third party property damage insurance, learner drivers driving on your license are automatically insured when accompanied by an instructor driver who holds a full, unrestricted Australian driver’s license and meets the criteria from your relevant country. Highways Department.
Comprehensive car insurance is insurance for the personal use of a vehicle for occasional and limited business purposes. Depending on the type of business use, Comprehensive Car Insurance can provide cover if you use the same car for personal and business purposes. Note: We do not provide insurance for car sharing or vehicles used for car sharing.
Commercial vehicle insurance is specifically designed to insure vehicles used for business purposes. It provides more comprehensive coverage for commercial vehicles such as cars, trucks, forklifts, excavators and trailers that are not normally included in personal auto insurance policies.
Recognizes Aboriginal and Torres Strait Islander peoples as the traditional custodians of the lands we live and work on across Australia. We honor First Nations Elders past and present.
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None of the advice here takes into account your personal goals, financial situation or needs. Terms, conditions, limitations and exclusions apply. Please review the applicable Product Disclosure Statement (PDS)/policy text and supplemental PDS (if applicable) before deciding on this coverage. Where applicable, the PDS/Policy Wording, Supplemental PDS and Target Market Definition (TMD) for this insurance are available on this website. If you call us to inquire about or purchase a product, we are not giving you any advice.
Australia Insurance Limited ABN 15 000 122 850 AFS License No 234708 is the insurer of any general insurance products offered and Australia Life Insurance Limited ABN 27 076 033 782 AFS License 296559 is the life insurance products offered. Each organization is responsible for any statements and representations made about its products on this website. Car insurance protects you from financial losses if your car is involved in an accident. There are three main types of car insurance: comprehensive car insurance, third party insurance and compulsory third party insurance (CTP). Each has different ingredients.
For example, comprehensive car insurance covers repairs to your car for damage caused by incidents such as collision, fire, theft and weather events. It also covers damage to someone else’s car or property as a result of using your car.
Third party car insurance provides cover for damage caused by your car to someone else’s car or property.
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CTP protects the driver of your car if you cause an accident that injures someone else. CTP pays the victim’s medical expenses and compensation. See the CTP page for more information.
Check out our car insurance options below and read our frequently asked questions for more information. We’re here to make it easy and help you find the right cover option.
For the fifth consecutive year, we have been named Green Insurer of the Year by Finder 2024. A big thank you to our customers, people and partners for helping us build a sustainable planet.
This chart will help you understand the key differences between comprehensive car insurance and third party car insurance. Please read the applicable Product Disclosure Statement (PDS) and Target Market Definition (TMD) for full details, including applicable limitations, exclusions and conditions.
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For more information visit our comprehensive car insurance page or read our PDS and TMD.
For more information visit our car insurance third party property damage page or read the PDS and TMD.
When choosing auto insurance, it’s important to have the facts to make an informed decision. Understanding why you are covered can help you avoid unexpected costs.
In New South Wales, compulsory third party insurance (CTP), known as a green slip, is a legal requirement for vehicles registered in NSW, QLD, SA and the ACT. If you or someone driving your car causes an accident that injures someone else, CTP will pay the costs of their compensation claim. It does not cover damage to your vehicle, other people’s vehicles or property. Other states and territories cover CTP as part of the vehicle registration fee, meaning you won’t be able to choose your own insurer.
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Although not mandatory, you may want to consider car insurance in addition to CTP. Car insurance can cover the cost of repairing or replacing cars and property.
Comprehensive car insurance covers you for accidental loss or damage to your car in the event of a collision, theft or fire, or in the event of a weather event, hail or flood. It also covers damages