
Navigating the world of student loans can feel overwhelming, especially when faced with the complexities of federal direct loans. Understanding the various loan types, eligibility requirements, repayment options, and potential forgiveness programs is crucial for responsible financial planning. This guide provides a clear and concise overview of direct student loans, empowering you to make informed decisions about your education and future finances. From subsidized and unsubsidized loans to the PLUS loan program, we’ll explore the differences between these options, comparing them to private student loans. We’ll also walk you through the application process, including completing the FAFSA form, and discuss Read More …