Health Insurance In France For Uk Citizens – Once you have lived in France for three months and established your residency, you will be entitled to French National Health Insurance – Woohoo! But to get all the benefits, you need it first.
I write mainly about the immigration process for American spouses of French citizens – but eligibility for immigration.
Health Insurance In France For Uk Citizens
Health benefits were no longer dependent on being married to a Frenchman (this condition was called “Iant drite”).
Free Healthcare In Europe. Medical Insurance In Eu Countries.
As of January 1, 2016, France implemented a universal health care system called Protection Universal Maladie (or PUMA) for everyone who works or lives in France. Now anyone who is here for three months or more and has the right visa can get a Carte Vitale. So I claimed my social security benefits as a resident and not as the wife of my French husband. This is how I did it.
Part A: Your Personal Information This is pretty easy identifying information, but there are a few lines that can get confusing.
Part B: Your employment status If you have a job, tick the first box and write your job title and the type of contract. If not, check “
Part C: Swear that you completed and signed the form yourself (as long as it was really you). Do not forget to order the date DD/MM/YYYY in Europe.
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You need to submit some documents along with the application form. You can find all the details in French on the second page of the application form, but here it is in English:
). If you call a global number, you will be charged per minute. There is also an international number if you are not in France.
Send all these documents to you by post, they cannot be done by email. You can also apply in person at your local CPAM office.
If you go by post, you must send everything to your local CPAM office. Click here and then enter your zip code in the pop-up window.
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You can expect to receive your temporary number sooner and relatively quickly – mine arrived in three weeks. You can use it immediately to get a refund, but you have to pay in advance and do everything manually on paper (using
2-6 months after you apply, you can receive your permanent resident number. I got mine about 3.5 months later. Now you can open an email account and claim your physical account.
Note: I heard that if you have a job you will get the number faster because your employer will send a letter to the case that you are working for them and will ask for the number. This may be a foreign myth, but I got a landline number a few weeks after starting the job, so I’m inclined to believe it.
Note: You can still get a refund before you get your physical card, but you need to send the form (
Health Insurance For Uk Citizens Living Abroad
(European Health Insurance Card) through your email account. This is useful if you are traveling in the EU when you are ill.
Did this article help you find a safer social network? Buy me a coffee to keep the blog going! If you are a foreigner, navigating the health care and health insurance system in France can be difficult – it is complicated but not so difficult once you get the hang of it. One of the main components is health insurance. From public systems to private options and costs, start your journey through healthcare insurance in France.
At the heart of France’s popular healthcare system is a universal public healthcare insurance called Protection Universal Maladie (PUMA). This comprehensive system replaced France’s previous healthcare framework, the Couverture Universelle Maladie (CMU), in 2016, simplifying insurance coverage and expanding services to a wider range of people.
France’s commitment to healthcare is the foundation of its society, consistently receiving numerous awards as one of the largest systems in the world. This extensive network ensures access to quality healthcare for all, regardless of nationality or financial status. PUMA reinforces this commitment, acting as a gateway to a wide range of medical services, providing peace of mind.
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In France, health insurance is not a luxury but a legal requirement. If you live or work in the country, you must be insured by the public system or a private insurance company. It ensures that everyone, regardless of origin or nationality, has equal access to health care services.
For international students: France classifies international students as short-term residents in terms of health insurance. This means that students must arrange insurance from their home country (if they do not have an EHIC) before they are eligible to apply to a university in France.
If your UK employer has sent you to France temporarily (“posted worker”): you can access healthcare using an EHIC, GHIC or S1 form. If you have questions about National Insurance for non-UK residents, contact the HMRC helpline. Register your S1 with the local CPAM. You may also need an A1 certificate issued in the UK, which can be obtained from HMRC. When using your EHIC or GHIC, remember to present your card during the appointment.
The French public health insurance system, known as ‘Assurance Maladie’, covers a wide range of medical services, from doctor visits to hospital stays. This includes prescription drugs and some specialty treatments. This strong coverage is the foundation of the French health care system.
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Signing up for public health insurance is relatively easy. As a foreigner, you must contact your local ‘Caisse Primaire d’Assurance Maladie’ (CPAM) office. Documentation requirements can vary, but in general, you’ll need proof of residency, identification and employment status.
Residents covered by state health insurance must make an appointment with a family doctor (‘mediciné tretant’ in French) to qualify for reimbursement for their medical expenses. This option comes with complete freedom, allowing you to choose a doctor from any location or practice.
You can formally choose your doctor by presenting your ‘carte vitale’ at your GP’s office or by sending a registration application by post (in French). After this process, you will receive a ‘Declaration of Betrayal’.
Failure to register with a doctor can result in penalties, such as increased medical fees and reduced reimbursement rates. Patients aged 16 or under can consult any doctor without fear of financial penalty.
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When you choose private health insurance in France there are many different advantages for foreigners. Although the public healthcare system is strong, many people choose to supplement their cover with private insurance. This supplemental plan goes beyond the benefits offered by the public system, including access to private hospital rooms, comprehensive dental care, and certain elective procedures not otherwise available in public insurance payments.
Private health insurance often ensures short waiting times for non-emergency treatment, allowing expats to have quick access to healthcare services. In addition, it offers a wide network of healthcare providers, including top medical professionals and facilities. This ensures that individuals have the flexibility to choose their preferred doctors and hospitals.
Private health insurance acts as a complement to the public system. This includes the difference between the public system payment and the actual cost of the service. This can be especially beneficial for those seeking a higher level of comfort or specialized medical services.
Several insurance providers in France cater to foreigners. You should compare policies on factors such as coverage, premium and customer service.
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AXA offers different health insurance plans to meet different needs. This includes basic coverage for hospitalizations and emergency room visits, as well as more comprehensive plans that include outpatient care, dental and vision services.
Prices may vary depending on the level of cover and personal factors. Basic packages can start from around €30 per month.
Allianz offers a variety of health insurance options, including plans that cover hospitalization, outpatient care and dental treatment. They also offer special plans for families and senior citizens.
April International specializes in international health insurance and offers insurance plans designed for expats. They offer comprehensive coverage for hospital, outpatient care, and additional benefits such as maternity and dental.
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Starting prices can be between €35 and €50 per month, depending on plans and personal circumstances.
Cigna is a global health services company that offers several international health insurance plans. Their coverage includes hospitalization, outpatient care, maternity and dental services.
Generali offers a variety of health insurance plans, including options for individuals, families and seniors. Coverage includes hospitalization, outpatient care, and additional services such as dental and optical.
The cost of health insurance in France varies depending on the plan you choose and the insurance company. Public health insurance contributions are usually deducted directly from your salary, while private insurance premiums can range from a few hundred to a thousand euros per year.
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If you are eligible for a state-funded healthcare service in the UK, such as the UK State Pension or export benefit, you may receive an S1 form. Contact HMRC’s National Insurance Inquiry to determine your eligibility. Remember, not all UK benefits claimed abroad entitle you to UK-funded healthcare.
Registration process: Once you have your S1 form, it must be registered at your local CPAM office. It gives you and your dependents the same healthcare benefits as a French citizen. You will still have to pay a share of your medical expenses, just like other residents.
Supplemental Insurance: Consider getting it.
