Tackling $100,000 in student loan debt can feel daunting, but understanding the variables involved empowers you to create a realistic repayment plan. This guide explores various strategies, from standard repayment schedules to income-driven plans and refinancing options, helping you navigate the complexities and develop a path towards financial freedom. We’ll examine the significant impact of interest rates, loan types, and your income on the overall repayment timeline. We’ll also discuss practical budgeting techniques, methods for accelerating repayment, and the importance of contingency planning for unexpected life events that might affect your repayment journey. By the end, you’ll have a clearer Read More …