The persistent challenge of student loan debt often clashes with the crucial goal of securing a comfortable retirement. Many young professionals face a difficult decision: prioritize aggressive student loan repayment, potentially sacrificing employer-matched 401(k) contributions, or maximize retirement savings while managing a potentially overwhelming student loan burden. This exploration delves into the complexities of this financial balancing act, examining the trade-offs, exploring alternative strategies, and offering insights to help navigate this critical juncture. Understanding the tax implications of early 401(k) withdrawals, the potential loss of employer matching funds, and the long-term financial consequences of each choice is paramount. We will Read More …