Navigating the complexities of student loan repayment can feel overwhelming, especially when grappling with the concept of Adjusted Gross Income (AGI). This crucial figure significantly impacts your eligibility for various repayment plans, forgiveness programs, and even the student loan interest deduction. Understanding how your AGI is calculated and its implications is key to effectively managing your student loan debt and making informed financial decisions. This guide provides a clear and concise explanation of AGI’s role in the student loan process. We will explore how AGI is calculated, its influence on income-driven repayment (IDR) plans and forgiveness programs, and its impact Read More …