Navigating the complexities of student loan repayment can feel daunting, especially when juggling the demands of academics and part-time employment. Understanding your discretionary income – the money left after essential expenses – is crucial for effective loan management. This guide delves into the intricacies of discretionary income for students, exploring how to identify, budget, and utilize it to successfully repay your student loans while maintaining a reasonable standard of living. We’ll examine various income sources, explore different repayment plans, and offer practical budgeting strategies to help you navigate the financial challenges of student loan debt. We’ll also address the impact Read More …