Navigating the complexities of student loan repayment can feel like traversing a maze. One particularly thorny issue is understanding when and how student loan interest capitalizes. This process, where accrued interest is added to your principal loan balance, significantly impacts your total repayment amount and overall debt burden. This guide provides a clear and concise explanation of student loan interest capitalization, equipping you with the knowledge to make informed financial decisions. We will explore the various scenarios that trigger capitalization, delve into the differences between deferment and forbearance, and examine the long-term implications of this process. Understanding these concepts empowers Read More …