Navigating the complexities of student loan interest can feel overwhelming. Understanding when interest begins accruing is crucial for responsible financial planning and minimizing long-term debt. This guide delves into the intricacies of student loan interest accrual, exploring various factors that influence when those interest charges begin to mount. From the moment your loan is disbursed until the final payment, several key elements impact the timing and amount of interest accumulated. We will examine the roles of disbursement methods, grace periods (if applicable), loan types (federal vs. private, subsidized vs. unsubsidized), deferment and forbearance options, and finally, the impact of different Read More …