Navigating the complexities of student loan debt as a married couple can feel overwhelming. Jointly managing these debts, however, offers potential advantages such as simplified repayment, potentially lower interest rates, and streamlined financial planning. This guide explores the various options available to married couples, from federal loan consolidation to private loan refinancing, outlining the benefits, drawbacks, and crucial considerations for each approach. We’ll delve into the intricacies of federal and private loan consolidation and refinancing programs, examining the impact on your credit score, tax implications, and long-term financial strategies. We’ll also address the legal and ethical aspects of shared responsibility, Read More …