The decision of whether to file jointly or separately impacts numerous aspects of a married couple’s financial life, particularly when student loan debt is involved. This often overlooked aspect of tax and financial planning can significantly influence your repayment strategy, credit score, and overall financial well-being. Understanding the implications of filing separately while managing student loans requires careful consideration of tax benefits, income-based repayment plans, and long-term financial goals. This guide provides a detailed exploration of these complexities, empowering couples to make informed decisions. We will examine how filing separately affects your eligibility for income-driven repayment plans, the calculation of Read More …