Securing a home loan can be a complex process, especially when student loan debt is involved. Understanding the intricacies of FHA rules regarding student loans is crucial for prospective homeowners burdened by educational financing. This guide navigates the often-murky waters of FHA loan eligibility, providing clarity on how student loan payments, repayment plans, and even loan forgiveness programs can influence your chances of approval. We’ll explore the various factors underwriters consider and offer strategies to improve your eligibility. From debt-to-income ratios (DTI) and the different types of student loans to the documentation required and potential pitfalls, we aim to equip Read More …